Broker Check

Products & Services

Wealth Management

  • Create and implement comprehensive financial plans that incorporate all aspects of financial life.
  • Continuously monitor client financial matters and provide ongoing communication and reporting.

Investment Planning, Portfolio Construction & Implementation

  • Holistic approach to investment advice comprehensively incorporates a client's personal situation, financial circumstances, time horizons, and risk tolerances to arrive at appropriate portfolio solutions.
  • Efficient and low-cost portfolio implementation and maintenance.
  • Consideration of non-capital-markets financial solutions including private placements and annuities.
  • "Dx3" and “Px3” portfolio construction processes focus on risk-adjusted returns or benchmark beating returns depending upon client risk tolerances.

Client Education and Coaching

  • Help clients become more sophisticated and engaged regarding financial matters.
  • Ensure that clients remain on course during market turbulence to avoid the many mistakes made by most casual investors.

Financial Protections

  • Assess insurance needs to ensure that coverage is appropriate and that no coverage gaps exist.
  • Contingency and continuity considerations.
  • Full spectrum of insurance products and other vehicles to meet all client financial protections needs.

Retirement Planning

  • Retirement plan review.
  • Consideration of Social Security, health care coverage, and related retirement concerns.
  • Retirement distribution planning to make certain that withdrawal order is both financially advantageous and tax efficient.
  • Assistance with company restricted stock and stock options plans

Tax-Efficiency Planning

  • While we are not accountants, LPA can help clients optimize opportunities for tax-advantaged investing.
  • Portfolio solutions include tax-efficient asset location planning.
  • Tax-loss harvesting when available and appropriate.

Family and Legacy Considerations

  • 529 accounts and education planning.
  • Wealth transfer preparation including family financial education.
  • Charitable giving strategies.